0845 539 04 04
DATA PROTECTION STATEMENT |
The information you provide is subject to the Data Protection Act 1998 (the “Act”). By
using this site you consent to us or any company associated with us processing, both manually and by
electronic means, your personal data for the purposes of providing advice,
administration and management.
“Processing” includes obtaining, recording or holding information or data, transferring it
to other companies associated with us, product providers, the FSA or any other
statutory, governmental or regulatory body for legitimate purposes including, where
relevant, to solicitors and/or other debt collection agencies for debt collection purposes
and carrying out operations on the information or data.
We may also contact you or pass your details to other companies associated with us to
contact you (including by telephone) with details of any other similar products,
promotions, or for related marketing purposes in which we think you may be interested.
The information provided may also contain sensitive personal data for the purposes of
the Act, being information as to your physical or mental health or condition; the
commission or alleged commission of any offence by you; any proceedings for an
offence committed or alleged to have been committed by you, including the outcome or
sentence in such proceedings; your political opinions, religious or similar beliefs, sexual
life; or your membership of a Trade Union.
If at any time you wish us or any company associated with us to cease processing your
personal data or sensitive personal data, or contacting you for marketing purposes,
please contact The Data Protection Officer on 0845 539 04 04 or in writing at 45 Market
Street Hoylake Wirral Ch47 2BQ.
You may be assured that we and any company associated with us will treat all personal
data and sensitive personal data as confidential and will not process it other than for a
legitimate purposes. Steps will be taken to ensure that the information is accurate, kept
up to date and not kept for longer than is necessary. Measures will also be taken to
safeguard against unauthorised or unlawful processing and accidental loss or
destruction or damage to the data
.
Under the Data Protection Act you have a right, upon payment of a fee, currently £10, to
obtain a copy of the personal information that we hold about you. If you believe that any
information held is incorrect or incomplete, you should contact us at our usual address.
Any information that is found to be incorrect or incomplete will be amended promptly.
This section covers the various gifts available to you to utilise the tax free benefits open to you.
Here you will find all the exemptions which may enable you to pass on parts of your estate free of any inheritance tax.
Gift any part of your estate outside those allowable will create a potentially exempt transfer find out how you stand under the tax laws.
There are certain relief's that like the exemptions allow for transfer to people without tax this section covers those.